economy according to a brand new survey, more than 80% of small businesses now say that the economy is on the wrong track. that according to the u.s. chamber of commerce. what's more, over half of small businesses, some 54%, expect business climate for small businesses to worsen in the next two years. and that's not all, 75% of business owners are blaming the affordable health care act, better known to some as obamacare, saying they expect it to increase their costs while only 5% reported it would make health care coverage more affordable. the new health care law is also expected to put a strain on hiring. 71% reporting that it will make it it harder to bring on new employees. ed butowsky is a managing partner at chapwood investments. his perspective on this. ed, good to see you as always, my friend. i spoke to numerous small business owners and a common theme runs through their story, we're concerned about their future, they cite regulations, the affordable health care law, better known as i said of obamacare and part of the reason for the uncertainty. are their concerns valid though?